cordial
tax & business agency
we support individuals, freelancers, and business owners with accounting, taxes, compliance, and business setup in Portugal — clearly and efficiently.
From IRS to VAT to licensing, we translate bureaucracy and handle the filings for you.
saving time, money — and lots of nerve cells.
what we do
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Strategic guidance for expats building a business or career in Portugal.
Whether you're planning to launch a new project, adapt an existing business to the Portuguese market, or simply need clarity on your next steps — you can choose between a focused 60-minute session or a deeper adaptation package.
60-Minute Consultation (Tax or Business)
A personalized, intensive session where we go straight to your questions and map out your next steps.
Ideal for:
early-stage freelancers or founders
individuals with cross-border tax questions
anyone needing clarity on compliance, structure, or strategy
What you’ll get:
60 minutes online
Answers tailored to your exact situation
A written action plan (PDF) after the call with links, checklists, and legal references
The cost of this session is deducted if you later book one of our packages
👉 Book a 60-Minute Consultation
View All Our Consulting Packages
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Obtaining a NIF (tax number)
Obtaining a NISS (social security number)
Selecting CAE and CIRS codes (business activity codes)
Registration as a self-employed (Recibos Verdes / ENI)
Choosing the most tax-efficient legal structure based on your P&L
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Package: “Freelancer Setup”Full soft-landing support for launching your activity legally in Portugal — including all registrations, tax planning, codes, and your first VAT and Social Security declarations.
Not sure which option is right for you?
Book a Free Orientation Call Here
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Selecting CAE and CIRS codes
Preliminary name certificate
Company registration (with standard or custom articles of incorporation)
Analysis and development of company articles of incorporation
Registration with Tax Authority and Social Security
UBO (Ultimate Beneficial Owner) registration
Support with opening a business bank account
Optimal employee hiring structure analysis
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Package: “Company Setup”
All-in-one support for launching a small or medium-sized business in Portugal.
From structure to licensing, from documents to hiring — everything handled, so you can focus on building your business.View Our Full Menu of Services Here
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Annual IRS Filing (Modelo 3)
For employees, freelancers, individuals with income from abroad, or those receiving dividends.In-person Support at Government Offices
Accompaniment to tax office, social security, or other public institutions — when your presence is needed and guidance is helpful.License & Permits List + Step-by-Step Guide
Tailored list of licenses required for your activity, plus a clear guide on how to obtain them.Trademark Registration
Application support for national or EU trademark registration.Project Funding & Business Support Research
Help navigating public programs, grants, and funding opportunities relevant to your business.
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Accounting for Solo Entrepreneurs (Recibos Verdes / ENI)
Perfect for expats working through Recibos Verdes or ENI who want peace of mind and predictable compliance.
What’s included:
VAT filing (when applicable)
Social Security filings & reminders
IRS preparation and filing (Modelo 3 + Annex B)
Verification of invoices in e-Fatura
Support with notices from Finanças or Segurança Social
Quarterly performance check-ins
Ideal for:
freelancers, consultants, service providers
digital nomads and remote workers
Ukrainian expats working with foreign clients
Accounting for Companies (LDA / Small Businesses)
Full accounting and compliance for Portuguese companies owned by expats.
What’s included:
Monthly bookkeeping and document reconciliation
Payroll processing and Social Security submissions
VAT reporting (monthly or quarterly)
IRC filing
Annual IES submission
Management of deductible expenses
Financial statements and quarterly reports
Representation with Finanças & Segurança Social
Support with inspections, notices, and audits
Strategic tax and structure guidance as your company grows
👉 Book Free Call to Discuss Your Company’s Needs
Not sure which service you need?
IRS calculator
IRS calculator
Estimate your Portuguese IRS tax in just a few steps.
This calculator is free and works for most expat situations, including:
Employment income in Portugal
Self-employment: Recibos Verdes/ENI
Dividends and investment income
Foreign income (salary or freelance)
NHR
And many other mixed-income cases
our clients say
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![Cordial Consulting Review by Polina]()
Polina Kazakova
Founder of Beauty Room Lisbon
“Iryna, I want to thank you for your competence and for helping me with all the business matters that concerned me.All the contacts you shared turned out to be very useful and valuable, and your support and guidance were truly profound and comprehensive.”
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![Cordial Consulting Review by Anastasiia]()
Anastasiia Bilousova
Founder of Beauty Spilka
“A consultation with Iryna is something that truly made an entrepreneur’s life easier and clarified the course of action.
When relocating to a new country, it’s extremely difficult to analyze the local legislation and gather insights from various lawyers — but only Iryna and her team were able to build a clear, coherent action plan tailored to our specific approach and flexibility of methods.
She’s one of the few specialists in Portugal whom I recommend without any hesitation.”
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![Cordial Consulting Review by Olga]()
Olga Shumeiko
Delivery Manager at P2H.Inc
“I was incredibly lucky to meet Iryna completely by chance.
At that moment, I was desperately looking for someone who could advise me on taxes, because what I read in Telegram channels only caused panic — there were so many different and often contradictory tips.
I was looking for expertise, clarity of explanations, confidence in knowledge, as well as honesty and kindness.
And all of that came together harmoniously in Iryna and her consultations.
I’m sincerely grateful for the help, professionalism, and humanity!”
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![Cordial Consulting Review by Oleksandr]()
Oleksandr Tomaschuk
Software Engineer at Dashdevs
“I’m very grateful to Iryna for her professional help with filing the IVA declaration.
The communication was pleasant and clear — Iryna always responded promptly and explained every detail thoroughly.
After the work was completed, I received a video guide on how to file the declaration, which turned out to be exceptionally clear and well-structured, so now I can confidently do it on my own 🙂”
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![Cordial Consulting Review by Vyacheslav]()
Vyacheslav Orlov
“I want to thank you for your help. The situation was very difficult for me — Finanças essentially counted double income for the year due to my accountant’s mistake, which made the tax about three times higher than it should have been.
But you explained the situation to me clearly, and with the help of your team, I was able to resolve the issue step by step, file a dispute with Finanças, and ultimately receive a positive response and resolution of my case.
Throughout the long communication process, you always explained the ambiguous aspects of my situation, which gave me confidence that the problem would be solved. Thank you!”
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![Cordial Consulting Review by Dmitrii]()
Dmitrii Kucher
CEO & Founder @ P2H
“Excellent and timely communication – always precise, to the point, and without unnecessary fluff. Reliable, detail-oriented, and consistently on time.
One of the best consultants I’ve had the pleasure to work with.”
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![Cordial Consulting Review by Kateryna]()
Kateryna
Designer
“Iryna helped me sort out my annual tax declaration and the payment slip for additional taxes.
She explained everything clearly and in a well-structured way, and also advised what steps to take next.
She also shared the IRS calculation formula so that I can independently assess what’s more beneficial in the future.
I’m very grateful for her help and consultation.”
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![Cordial Consulting Review by Iryna & Shalva]()
Iryna & Shalva
“We have already worked with Iryna and her team on two declarations - everything is simple and transparent.
If you think that taxes are complicated and incomprehensible - this is the place for you 🙂”
meet the team
Clarity starts with the right people.
At Cordial Agency, strategy and precision go hand in hand — combining expert tax guidance with reliable accounting support.
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FounderIryna Shkira is a business mentor and certified tax advisor (Cert. nº 474/2025), who helps expat entrepreneurs in Portugal turn tax chaos into clear, actionable strategy.
With over a decade of experience and a track record of mentoring 120+ founders, she combines strategic insight with deep knowledge of the Portuguese market and consumer behavior.
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Certified Accountant (TOC nº 89728)Founder of Dacvalor and our trusted accounting partner, Liliana ensures every filing and declaration runs smoothly and on time.
With over 13 years of experience and a team of six, she manages the accounting and tax compliance of more than 1,000 clients across Portugal — providing precision, reliability, and peace of mind behind the scenes.
faqs
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We can project your IRS, VAT, and Social Security during a 60-minute consultation, and you can also use the free IRS calculator for a quick estimate.
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Yes. During the consultation, I’ll forecast your expected taxes for the year, explain how IRS and Social Security are calculated, and help you plan ahead confidently.
If you are not sure which service to book, you can also start with the free orientation call. -
Most freelancers file:
IRS (Modelo 3 + Annex B) once a year
VAT periodic and recapitulative declarations (if applicable) quarterly or monthly
Social Security querterly
If you’re unsure which apply to you, book a consultation or explore the Freelancer Services page.
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Yes. Non-residents can open an LDA with a tax representative or registered address.
You can learn more on the Company Formation page or book a consultation to determine your best setup.
book an appointment
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our social impact work
Cordial was built with a purpose: to help people re-start their lives in the new country.
Alongside our core services, we dedicate time and resources to projects that support Ukrainians during moments of transition and displacement — creating opportunities, fostering healing, and helping our community grow stronger together.